Seeing a car damaged by hail is not an uncommon sight in some states. Living in these areas where weather conditions like hail are prevalent, it can be almost impossible to escape the effects of natureand#39;s forces.
If you need help getting a car fixed for auto hail damage, you shouldnand#39;t take it lightly. Bringing your vehicle to the wrong auto body repair shop can cause more problems and expenses in the long run. However, not taking immediate action can be even more problematic, and you might end up wasting even more time and money.
Numerous car owners lose money every year in repairing dents from hail damage because they didnand#39;t know what mistakes to avoid when dealing with the issue. Steer clear of these errors by discovering the three things you mustnand#39;t do when handling auto hail damage.
1. Neglecting To Take Action
A recent research survey shows that around 77% of cars required necessary repairs or maintenance. Car repairs after an accident or other auto body damage due to the four leading causes, high-speed collisions, negligence, fender benders, and weather, all require fixing as soon as possible.
Donand#39;t disregard auto hail damage as a small problem that you can easily neglect. However minor the issue, you must take action immediately. Otherwise, it can blow up to cause more problems for you.
At first glance, small cracks and breaks can be barely visible to the naked eye. However, you need to prioritize having the damage checked by a reputable shop to prevent it from spreading or doing further damage.
If you leave the damage untouched by neglecting to take it to a repair shop, the value of your car can decrease. You might end up losing thousands of dollars in lost value.
2. Delaying the Repair Again and Again
Surface pit, half-moon, crack, combination break, bullseye, and star breaks are the six basic types of breaks that can occur in your carand#39;s windshield. Hail and extreme cold weather can cause these windshield breaks, and if your vehicle gets damaged by these, itand#39;s better not to postpone the repair to a later date.
If you have the time and resources, you shouldn’t have to wait until hail season is over before you bring your vehicle to the auto body shop.
Itand#39;s especially critical if hail still poses threats to your vehicle because additional damages can make the previous dents or cracks even worse. When you take out your damaged car and exposes it to yet another hailstorm, its brittle body is more fragile and susceptible to substantial wreckage. You can even end up with a totaled vehicle.
Are you thinking of filing a single claim for numerous occasions of car hail damage? Stop right there, because as logical as it sounds, you can be charged with insurance fraud if you do it.
You might think that you’re saving both money and time by postponing the repair later, but the truth is, you’re opening up yourself to more expenses. Avoid this grave mistake to prevent potential problems that might result from delaying repairs.
3. Forgetting To File an Insurance Claim
Relying on the insurance company to take care of everything for you is a big no-no. But while itand#39;s wrong to count on them to do everything for you, itand#39;s also a big mistake not to file for an insurance claim.
Are you afraid that filing an insurance claim for your vehicleand#39;s damages will eventually result in an increase in your insurance rate? If that is your reason for not claiming, then you should think again.
Auto hail damage falls under your comprehensive insurance coverage and not under collision coverage. Your monthly premium will not increase even if you claim insurance for hailstorm damage because it’s a andquot;no-faultandquot; claim.
Another thing to note if you’re living in a state where hailstorms often occur, you may already be paying a high monthly premium due to it. That’s why, if your car gets damaged by hail, you shouldn’t hesitate and immediately file an insurance claim.
Let the Experts Repair Your Car
You can take your car for a dent repair Chicago and other cities’ auto shops provide. However, choosing a reputable shop to repair your vehicle can help you save time and money in the long run.